简明抵押：加拿大家庭融资指南 第2版 Mortgages Made Easy

Whether you are considering making your first home purchase or are about to refinance a mortgage, there is lots of good news. Mortgage interest rates are stable and the competition among lenders is fierce. They want your business. So, how do you determine the best deal for your own individual circumstances? How do you make sense of the fine print that comes with different mortgage products?
Mortgages Made Easy is a step-by-step guide to help you better understand the current real estate market, financing options, how to qualify for a mortgage, and the legal aspects of purchasing a home and having a mortgage.

Acknowledgements
Preface
Introduction: Before You Think about Buying a Property
Part Ⅰ - REAL ESTATE BASICS
Chapter 1: How the Real Estate Market Works
Chapter 2: Buying a House: The First Steps
Chapter 3: Why Buying a Condominium Is a Different Animal
Chapter 4: Is the Price Right?
Chapter 5: Getting Expert Advice Before You Buy
Part Ⅱ - ALL ABOUT MORTGAGES
Chapter 6: Mortgage Basics
Chapter 7: Mortgages Dofft Come Cheap!
Chapter 8: Finding the Mortgage That's Right for You
Chapter 9: What Happens If You Can't Keep Up with Payments?
Chapter 10: Government Programs That Can Help the Homebuyer
Chapter 11: Ways to Help with Mortgage Payments
Chapter 12: Some Financial Options for Seniors.
Chapter 13: Creative Financing Secrets
Chapter 14: Renew, Refinance, and Renegotiate
Chapter 15: Investing in Mortgages
APPENDIX
Checklist 1: Preparing for a Mortgage
Checklist 2: Purchase Expenses Checklist
Sample Form #1: Personal Cost-of-Living Budget (Monthly)
Sample Form #2: Personal NetWorth Statement
Sample Form #3: Calculating Your Gross Debt-Service (GDS) Ratio
Sample Form #4: Calculating Y our Total Debt-Service (TDS) Ratio
Helpful Websites
Glossary
Index
Reader Feedback and Educational Resources
About the Author