SUPERANNUATION 退休金：基金选择傻瓜书

Whether you're thinking of changing your superannuation fund now or some time in the
future, you need all the facts.This informative,plain-English guide gives you the tools and tips tohelp you select the right fund for your super needs.

Introduction
About This Book
How to Use This Book
Foolish Assumptions
How This Book Is Organised
Part 1: Getting Ready for Your Super Choice
Part II: Your Super Choice Toolkit
Part II1: Is the Super Grass Greener on the Other Side?
Part IV: Appreciating the Bigger Picture
Part V: The Part of Tens
Part VI: Appendixes
Icons Used in This Book
Where to Go from Here
Part 1: Getting Ready for your Super Choice
Chapter 1: What's All This Fuss about Choice?
Introducing the 'How-To' of Choice
Working out whether you have choice
Checking out the fund you're already in
Shopping around in the super fund market
Making your super choice decision
Filling in the right forms ,
Your Employer May Be Changing Funds Too
Fund Choice versus Investment Choice
Moving Eight Steps Closer to Super Success
Chapter 2: Joining the Super Choice Club
Can 1 Choose My Fund or Not?
Answering yes to the majority
Missing out on fund choice
Receiving the Super Choice News
Completing the Standard Choice Form
Taking action on your fund choice
Providing new fund details to your employer
What happens to your other super contributions?
Changing your mind on choice
Chapter 3: Super Jobs for Your Boss
Checking Your Employer's To-Do List
Offering Fund Choice to Employees
Delivering Your Standard Choice Form
Offering a default fund
Providing minimum insurance cover
Paying Super into Your Chosen Fund
Collecting the right info
Keeping track of every bit of super
Paying Compulsory Super for You --
Superannuation Guarantee
Are you entitled to SG?
Giving nine every time -- SG contributions
Scoring SG four times a year
Checking up on your SG entitlements
Chapter 4: Spotting a Super Fund in the Wild,
Discovering Six Fund Types on Your Super Safari
Recognising Your Super Type from a Distance
Being close to home -- your employer's fund
Chasing safety in numbers -- industry fund(not-for-profit)
Shuffling the pack -- retail fund (for profit)
Becoming a public sector fund member
Doing-it-yourself -- DIY fund
Taking refuge -- Retirement Savings Account (RSA)
Appreciating a Super Fund's DNA,
Putting a super fund under the microscope
Introducing super's little helpers fund managers and more
Comparing Accumulation with Defined Benefit
Carrying the risk and earning the reward
Protecting a rare species -- defined benefit rum
Part II: your Super Choice Toolkit
Chapter 5: Checking Out the Super Competition
Identifying Your Super Choices
Handing over your super to the experts
Delving into DIY super
Trusting a Fund's PDS
Introducing the Super Choice Toolkit
……
PartIII:I1 THe Super Grass Greener on the Other Side?
PartIV:Appreciating the Bigger Picture
PartV:The Part of Tens
PartVI:Appendires
Index