金融英语阅读理解专项训练——21世纪金融英语系列教材
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内容提要：
本书以阅读技巧的拓展和金融专业知识阅读能力的提升为切入点而精心设计编写。旨在帮助读者进一步加强英语阅读技巧训练和提高金融英语阅读者理解能力，以期读者更好地学习和掌握国际结算、国际金融、金融投资工具、金融衍生产品、保险、银行风险管理等业务知识。
全书共有10个单元。每个单元由两大部分组成：第一部分系统阐述了相关的阅读技巧；第二部分介绍了主要的银行业务和相关金融产品；每一篇短文后均有金融英语单词和词组的中英文对照表。本书还还可以有全部选择题参考答案和简要解释，便于读者自学参考。 本书可作为金融系统专业人员的培训或自学英语教材，亦可用作大专院校金融专业学生的英语教科书或辅导用书，又可作为金融系统各类职称考试的英语强化训练读物，尤其对出国选拔金融英语考试具有相当的参考价值。 目录：
Unit One
Part A Reading Skill:Introduction to Reading Part B Multipl-choice Unit Two Part A Reading Skill:Prrerading Part B Multipl-choice Unit Three Part A Reading Skill:Vocabulary Development Part B Multipl-choice Unit Four Part A Reading Skill:Comprehensive Skills Part B Multipl-choice Unit Five Part A Reading Skill:Speed Reading Part B Multipl-choice Unit Six Part A Reading Skill:Skimming Part B Multipl-choice Unit Seven Part A Reading Skill:Scanning Part B Multipl-choice Unit Eight Part A Reading Skill:Survey and Question Part B Multipl-choice Unit Nine Part A Reading Skill:3R(Read,Recite and Revise)Method Part B Multipl-choice Unit Ten Part A Reading Skill:Activity Part B Multipl-choice Suggsted Key Notes Unit One Unit Two Unit Three Unit Four Unit Five Unit Six Unit Seven Unit Eight Unit Nine Unit Ten 书摘：
Secondly, open account trading. This is basically payment in arrears, the opposite of advancepayment and usually covers a regular flow of shipments. The importer usually agrees with theexporter to pay at the end of each month or-, say, one month after each shipment. There is usually along-standing or regular business relationship between the two parties. The exporter must beconfident of the reliability of the importer and the stability of the importer's country. The risk isborne by the exporter. Governments sometimes support their exporters to protect them against theserisks.
As mentioned in the previous two methods, there are problems of trust and risk for both thebuyer and the seller. In fact, trade will be difficult between companies who do not know each otherwell. Banks act as a trustworthy third party or intermediary between the buyer and the seller under thedocumentary credit. The reasons are: A bank is acceptable to both the buyer and the seller. By issuing a documentary credit, thebuyer's bank guarantees payment to the seller if he presents the correct documents. The buyer has topay for the documents, but not until his bank receives them. A bank is a financial institution and therefore has the necessary expertise in handlinginternational trade transactions. A bank is able to supply trade and credit information, which is very important to both buyer andseller. A bank is ready to provide finance to help the buyer and the seller fulfill their commercialobligations. In the case of a documentary collection, no documentary credit is issued and the bank is notinvolved in any undertaking to pay the seller. The bank acts as an agent. The collection cycle starts when the seller, having shipped the goods and obtained the necessarydocuments, presents the documents together with his instructions to his bank （remitting bank）. Thebank will send these to its branch/correspondent bank （collecting bank） in the buyer's country forpayment. The ri …… |